After an accident occurs, making sure no one is hurt should be first and foremost on any young driver’s mind. But thinking clearly and remembering what to do after a wreck in dealing with the other driver, the police and the insurance company can make a big difference in the amount of money you might pay to repair the damage.
Here’s what you need to know about how to deal with accidents and how and when to put the wheels in motion with the insurance claim.
– Keep documents handy. Make sure there’s a current proof of insurance identification card and car registration in the glove box.
– No matter what happens, remain calm. Take a deep breath and get out of the car and make sure that you have suffered no injuries and are able to walk. Head towards the other car and make sure that the driver and passengers are OK. If they are unconscious or unresponsive, immediately call 911.
– If it is a small accident, also remain calm and head towards the other car. Even if you are angry that the person ran a red light ramming into you leaving your own car with a canyon-sized dent, there is no point in exchanging angry words or getting violent.
– If the other driver shows aggression, do not respond with anger. If their behavior becomes more threatening, walk back to your car. Close the windows lock the door and call the police.
– If the other person is calm and civil, exchange insurance information and try and discuss what happened.
– Gather auto-registration and insurance information from the other driver before the police arrive and try to get witness information if possible.
Contact Ambitious Drivers today to schedule your driving classes. (416) 293-6500
